We all know that saving for the future makes sense, whether it's for
children's education, home improvements or the holiday of a
lifetime. Saving with a Shepherds ISA means you'll pay less tax on
your savings and you'll be saving more tax-efficiently; so your
money could well be growing faster. There's no tax to pay on its
growth, no capital gains tax on any profits and no need to
include the ISA on your tax returns.
How much can I invest in a Shepherds ISA?
Everyone over the age of 18 can invest from just £500 up to the
maximum allowed of £7200 each tax year in a Shepherds Stocks
and Shares ISA, provided you live in the UK and are ordinarily
resident here for tax purposes.
How will my ISA grow?
Every year your ISA will receive a share of the Shepherds Fund and
we'd recommend you plan to invest for at least 5 years.
Can I get access to my money?
You can have access to your money at any time, as long as you
withdraw a minimum of £100 at any one time.
Can I transfer an existing ISA?
You simply need to complete a transfer form and we'll contact your
existing ISA provider. We'll write to you once we've received the money.
Example ISA returns
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Please note these figures are examples and are not guaranteed
- they are not minimum or maximum amounts.
- What you get back depends on how your investment grows.
- You could get back more or less than the figures shown in the examples.