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If you require information on how the with-profits funds are managed, please click on the link below to download a copy of the Principles and Practices of Financial Management. There are two versions of the PPFM - a standard version and a ‘customer friendly’ version.

Principles and Practices of Financial Management (PPFM) Customer Friendly Principles and Practices of Financial Management (CFPPFM) Report from the board and report from With Profits actuary to With Profits members