Paying the monthly mortgage is probably the most important regular outlay for most families and the ability to go on making the payments is paramount should you be off work for an extended period due to sickness or an accident.

It makes sense therefore to consider a plan such as Shepherds Mortgage Payment Protection Plan which would make these payments every month free of tax until you are able to return to work. Just think of the peace of mind that would offer you as a family.

You can choose a level of cover that meets your current normal monthly mortgage payments plus any other related household bills, such as utility bills or household insurance, or an increased level of cover of up to 150% of that amount to allow for any future increases.This protection can provide cover throughout the term of your mortgage and can cost from as little as 68p* per £100 of cover, which can be from a minimum of £200 a month right up to a maximum of £2000 a month.

You can also select the length of the waiting period before you start to receive these tax-free benefits; this can be from 4 weeks right up to 52 weeks and the longer the waiting period you select, the lower your monthly premiums will be.

Paying the monthly mortgage is vital in any family; the Shepherds Mortgage Payment Protection Plan ensures that if sickness or an accident does mean an extended period away from work that will be one less worry to concern you.

*This premium relates to someone aged between 18 and 30, with a waiting period of 52 weeks. Premiums will increase on every 5th anniversary after they reach the age of 30.