Protect yourself and your business with a Shepherds Small Business Income Protection Plan tailored to suit your precise needs and budget.
If you are running a small business with 5 or more staff, you will know the problems you can face if employees require extended absence due to sickness or an accident. Whether you are running a small business in plumbing, electrical work or building, a garage or a hairdressers, the Shepherds Small Business Income Protection Plan has been designed to provide a cost-effective solution for businesses like yours. With competitive premiums, no special ratings and flexible options to meet your precise business needs.
Just look at what Small Business Income Protection has to offer:
Competitive premiums tailored to your business
Premiums are based on the level of benefit you require. You can choose the level of cover and select the payment term. For example, 75% of salary until retirement or 60% of salary for 5 years.
No special ratings that might increase premiums
Unlike many income protection plans, Shepherds' does not apply increased rates by occupation or smoking and you'll find this makes us even more competitive. There are NO MEDICALS to undertake and ACCEPTANCE IS GUARANTEED for salaries up to £75,000. For those earning above £75,000 a quick and efficient tele-underwriting procedure can take place, avoiding employees needing to take valuable time off work for lengthy medicals.
You control the costs
Costs can be controlled by selecting specific waiting periods from 4 weeks up to 52 weeks before monthly benefits start to be paid.
Benefit from Shepherd's experience
Shepherds Friendly has been helping families and individuals to protect their income against sickness or an accident since 1826. This experience and expertise means our administrative procedures operate smoothly and efficiently and our record of handling and meeting claims is among the best in the industry
- Income Protection Plans to suit your size and type of business
- Look after your most prized assets and help control business costs too
- Benefit from Shepherds experience and expertise
Look after your staff and your business interests with a Shepherds Small Business Income Protection Plan.
If you'd like more information on our Plans, please contact the Group Income Protection Team on 0161 495 6495 or send an email to ifa@shepherds.co.uk