Please note: Our Member Services Team is receiving more telephone enquiries than usual. Unless your query is urgent, we are kindly asking members to contact us via email: [email protected]. We apologise for any inconvenience caused and thank you for your understanding.

Straightforward personal finance

We’ve made it our mission to help members safeguard their future in a hassle-free way, offering clear, fair and accessible products for everyone.

Total reviews


Average rating

Christopher reviews-stars

Very easy to sign up and full information of investment easy to understand .

12 hours ago
Jessica reviews-stars

Smooth and simple process with easy to understand details

13 hours ago
Nicholas reviews-stars

Easy to set up the account and communication has been excellent

1 day ago

Coronavirus (COVID-19)

What are we doing to support our members?

Stocks & Shares ISA

Straightforward investing

With our Stocks & Shares ISA the hard work is done for you.

Junior ISA

Give the gift that grows with them

Save for your child’s future with a plan you can count on.

Over 50s Life Insurance

Peace of mind protection

With your loved ones taken care of you can live life to the full.

Income Protection

We get to work if you’re not able to

Cover up to 70% of your income if you’re laid up through illness or injury.

As a mutual, we’re built on fairness. We’re owned by our members rather than shareholders meaning more profits are returned back to our membership. And because of this our members even have a say in how we’re run. So, while we help to secure your future, you can help define ours.

We help make personal finance simple

No financial-speak, no hassle and no hard sell. Just clear, fair products for everyone.

Helping our members benefit for almost 200 years

The world’s changed a lot since 1826 but our idea of fairness remains the same.

When you’re member-owned, it matters more

We take the financial future of every member personally, because you’re one of us.

FSCS Protected
Best Companies Award
Women in Finance Charter
UK Employee Experience Awards
Investors in People