In a world of financial complexity, we believe in the power of simplicity

Quick and easy process.

easy so far …

I joined Shepherds Friendly via a cashback site and this significantly boosted my return on investment as a percentage of the amount invested. This is just as well, as I have found that my first year bonus was incredibly low. So would I recommend Shepherds Friendly? Yes in so much as you are joining a mutual organisation run for the benefit of its members rather than shareholders – I like that principle. Yes, in so much as they offer an ethical fund option for their ISA, the Sustainable Stocks & Shares ISA. Yes in that the way your plan is managed means it appears likely to remain fairly stable in terms of value – smoothing out the stock market devaluations. But with that, you need to realise that it seems unlikely you will ever see big bonuses paid compared to investing in many alternative stock market funds which are often much more risky but also can be more rewarding. The old advice of lower risk and volatility to your plan value equals lower potential reward rings true here. So this is an investment that could be viewed as much less volatile than many so that will attract some of you reading this. If you can get a cashback welcome bonus you create the effect of boosting your return, at least for that first year of saving. Customer service is friendly and helpful. Website is nice and clear and easy to use. Worth considering if all of the above information resonates to be of value to you.