In a world of financial complexity, we believe in the power of simplicity

ISAs, investments, life insurance and income protection, all made simple.

Total reviews


Average rating

Isobel reviews-stars

Very easy to open account. Competitive interest rate plus life insurance.

5 hours ago
Kenneth reviews-stars

Good rate for the bond . bit of problem with sending bank statment details , but staff was dandy there to help and very friendly and helpfull

3 days ago
Anonymous reviews-stars

Very friendly and helpful staff. Very polite on the phone and was extremely helpful regarding my query

4 days ago


left to use your 2023/24 ISA & Junior ISA allowances

Stocks & Shares ISA

Straightforward investing

With our Stocks & Shares ISA the hard work is done for you.

Junior ISA

Give the gift that grows with them

Save for your child’s future with a plan you can count on.

Over 50s Life Insurance

Peace of mind protection

With your loved ones taken care of you can live life to the full.

Income Protection

We get to work if you’re not able to

Cover up to 70% of your income if you’re laid up through illness or injury.

As a mutual, we’re built on fairness. We’re owned by our members rather than shareholders meaning more profits are returned back to our membership. And because of this our members even have a say in how we’re run. So, while we help to secure your future, you can help define ours.

We help make personal finance simple

No financial-speak, no hassle and no hard sell. Just clear, fair products for everyone.

Pot and pen icon labelled est. in 1826
Helping our members benefit for almost 200 years

The world’s changed a lot since 1826 but our idea of fairness remains the same.

Members icon with a heart
When you’re member-owned, it matters more

We take the financial future of every member personally, because you’re one of us.

FSCS Protected
Women in Finance Charter
Investors in People Platinum
Carbon Neutral Company
Living Wage
Investors in the Environment Silver 2023