In a world of financial complexity, we believe in the power of simplicity

ISAs, investments, life insurance and income protection, all made simple.

Total reviews

2542
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reviews-stars

Average rating

4.65
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Greig reviews-stars

Very helpful communication with staff. Easy to deal with. Good products. Highly recommended.

2 days ago
Anonymous reviews-stars

Had a couple of questions which Customer Services sorted for me. Application form straight forward.

1 month ago
Catherine reviews-stars

Straight forward to open plan online. Opportunity to speak to staff member if i so desired.

2 months ago

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left to use your 2020/21 ISA allowance

Stocks & Shares ISA

Straightforward investing

With our Stocks & Shares ISA the hard work is done for you.

Junior ISA

Give the gift that grows with them

Save for your child’s future with a plan you can count on.

Over 50s Life Insurance

Peace of mind protection

With your loved ones taken care of you can live life to the full.

Income Protection

We get to work if you’re not able to

Cover up to 70% of your income if you’re laid up through illness or injury.

As a mutual, we’re built on fairness. We’re owned by our members rather than shareholders meaning more profits are returned back to our membership. And because of this our members even have a say in how we’re run. So, while we help to secure your future, you can help define ours.

We help make personal finance simple

No financial-speak, no hassle and no hard sell. Just clear, fair products for everyone.

Helping our members benefit for almost 200 years

The world’s changed a lot since 1826 but our idea of fairness remains the same.

When you’re member-owned, it matters more

We take the financial future of every member personally, because you’re one of us.

FSCS Protected
Best Companies Award
STEVIE Winner
Women in Finance Charter
UK Employee Experience Awards
Investors in People Platinum