Transfer
your ISA

Why should I transfer my ISA to Shepherds Friendly Society?

• At Shepherds Friendly Society, our ISA transfer process is easy. With our Stocks and Shares ISAs, and all of our other investment products, we invest our members money securely and responsibly, with their best interests at heart.
• You can combine a stocks and shares ISA with your cash ISA or your Help to Buy ISA to further your tax-efficient savings.
• Our Individual Savings Account (ISA) is invested in stocks and shares aiming for long-term growth, but our investment strategy means that our members money will be less affected by short-term volatility in the stock market than some riskier investments, which could help to avoid your investment losing value. However, you need to remember that your capital is at risk.
• If you save into a normal savings account then any growth or interest could be subject to capital gains and income tax. Our tax-efficient ISA shields your savings from both of these taxes, helping you to make your money go further.

• We base our investment strategy around simplicity for our members, and work to ensure that we keep their money protected while aiming to grow their investment via annual bonuses.
• Historically investing has produced higher returns than saving in cash* and this means that there is more potential to grow your money in a stocks and shares ISA than a cash ISA. However you should remember that past performance is not a guide to how our ISA will perform in the future and that your capital is at risk.
• Our commitment to responsible investing combined with our personal approach to all of our members is something we are very proud of. Our members feel valued and get an experience that they expect from a modern mutual society with almost 200 years worth of experience.