• Inflation may affect the purchasing value of your investment in the future
  • If you die during the term of your plan, then your estate will receive a guaranteed lump sum
  • No early withdrawals from the plan are allowed, except in exceptional circumstances
  • When your Bond matures, we’ll send you a Chargeable Event Certificate. Higher-rate taxpayers should include this in their tax return
  • We pay tax on the fund that generates any returns on the Bond. Higher-rate taxpayers may have to pay additional tax when the Bond matures or money is withdrawn

All references to taxation are to UK taxation and are based on Shepherds Friendly Society’s understanding of current legislation and H M Revenue and Customs practice which may change in the future. Please ensure that you read the full terms and conditions of this plan which are available from your financial adviser or by contacting us directly.

Please note: No advice has been provided by Shepherds Friendly. If you are in any doubt as to whether a plan is suitable for you, we recommend getting in touch with a financial adviser, who will be happy to take you through what options are available. Should you consult a financial adviser there could be a cost involved and you should confirm this cost beforehand.