Saving for your child's future with a mutual society is a wise decision.

When you are looking to save over the medium or long-term to give your child a real head start in life, saving with a mutual society like Shepherds Friendly can offer you so much more.

Once you open a Junior ISA account with us, you become a member of the Society and have a real voice in how the Society is run. You’re given the opportunity to express your views through feedback at our AGM, at focus groups or via our website.

Your interests and those of all of our members are at the heart of everything we do, as our mission is to uphold the Society’s core values of trust, mutual benefit and ownership.

The Shepherds Friendly Society runs solely for the interests of our members. It is not listed on the stock market nor is it owned externally. This means that we do not have to pay any of our profits to shareholders; instead they are used to add value to your investment and to maintain the high standards of products and services that we offer to our members.

We look to provide you with clear and simple value for money financial solutions to meet the needs of you and your family. You will enjoy excellent personal customer service designed to provide you with helpful advice and guidance at every step of the way.

We ensure that the money you invest in your child’s Junior ISA is treated in a responsible and sensible manner and gives you as good as possible a return on your investment.


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View the Shepherds Friendly mutuality video

When you open a Junior ISA for your child and become a member of Shepherds Friendly you will also enjoy free access to a carefully selected range of invaluable services designed to provide you with dedicated help and support in key financial areas.


Apply for a Shepherds Friendly plan online and get a Love2Shop voucher code worth up to £50* once you’ve made your first payment into the plan

You can redeem this online with hundreds of retailers...

Plus many more!

* Click here for terms & conditions

How to open a Shepherds Friendly Junior ISA: You can open a plan online quickly and securely by clicking the button below:

If you would like assistance in applying or would like more information regarding the plan, you can find out more by viewing our 'What is a Junior ISA?' infographic. Alternatively, our friendly customer service team would be happy to explain anything in more detail or take you through the application process over the phone, just give us a call on 0800 526 249


IMPORTANT THINGS TO CONSIDER

  • The value of the JISA depends on the future performance of the investments held in the fund and the bonuses we distribute from any profits arising from these investments.
  • HM Revenue and Customs may change the tax status of a Junior ISA in the future.
  • Inflation may affect the purchasing value of the investment in the future.
  • The money invested into a Junior ISA cannot be withdrawn early; it can only be withdrawn by the child when they reach the age of 18 years old.
  • If you transfer the plan to another provider during the term of the plan, or if you leave the money invested for more than three months after the child's 18th birthday, then we may apply a market value reduction if investment returns have been poor. In this event your child could get back less than you have paid in. Your capital is at risk.

All references to taxation are to UK taxation and are based on Shepherds Friendly Society's understanding of current legislation and H M Revenue and Customs practice which may change in the future. For our With Profits plans investment growth is by means of bonuses, the amount of which cannot be guaranteed throughout the term of the contract. Please ensure that you read the full terms and conditions of this plan which are available from your financial adviser or by contacting us directly.